How to Prepare for an Appraisal

To help the appraisal go as smoothly as possible I generally recommend you take the following actions and prepare the listed documents, if available.

Checklist:

  • Unlock all padlocks on the property.
  • Keep a leash on pets or remove them from the property.
  • Make sure all areas of the home are accessible.      .     
  • Verify lock box combination and access keys are accessible, and do not lock the storm door from the inside.
  • Remove locks, furniture, clothing, boxes, or anything that may prevent entry to the attic, crawl spaces, furnace, and water heater. (FHA/VA)
  • Remove unneeded clutter from attic and crawl space so areas are accessible. (FHA/VA)
  • Safety equipment in house installed and working properly.
  • Replace light bulbs so rooms have adequate lighting.          
  • Outbuildings such as garages, sheds, pool houses, cabanas, etc. need to be accessible. (FHA/VA)
  • Ensure furnace and water heater are accessible - most lenders require the water heater to be double strapped.
  • Confirm heating and air conditioning are operational. (FHA/VA)
  • Most lenders require the property to have carbon monoxide and smoke detectors as per California Law
  • Address any exposed wiring in living area and install faceplates covers if missing.
  • Repair small things like leaky faucets, missing door handles, and trim. (Recommendation) (FHA/VA)
  • Mow your yard and trim your bushes or trees (Recommendation)

Documents:

  • Copy of original house plans if available if there have been significant additions to the home or if it is newer custom construction
  • Information on any written private agreements, such as a shared driveway with a neighbor.     
  • A list of any personal property that is part of the home and you intend to be sold with the home, such as an oven, or a washer and dryer.          
  • Any inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, your septic system and your well.
  • A list of any major home improvements and enhancements (for example, the addition of central air conditioning or roof repairs). Please include the purchase and installation date, along with permit confirmation if available.
  • Dates for any kitchen and/or bathroom remodels/updates    
  • If applicable, provide the condominium budget and year-end statement.
Download Checklist